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Buying a seaside property: 7 key points to check

Buying a property on the coast offers great satisfaction, but there are also pitfalls to avoid. Thinking of buying a property by the sea? Discover the seven essential criteria to make your purchase a success and get the most out of your investment.

1. Stay alert to retreating coastline

A property development by the sea is attractive for the view and the quality of life, but the retreat of the coastline is a reality that is sometimes ignored. Every year, erosion nibbles away precious metres from certain stretches of the French coastline.

Tip

Before making any decisions, consult BRGM (Bureau de Recherches Géologiques et Minières) or Géoportail maps to pinpoint areas at risk.

2. Coastal urban planning: measure the constraints

Urban planning on the coast is strictly regulated, in particular by the Littoral law. Ignoring these rules can block your real estate project, or even force you to demolish a non-conforming building.

Tips

Go to the town hall to consult the Local Urban Plan (Plan Local d'Urbanisme - PLU) and identify the specific features applicable to your future seaside property.

3. Termites and cockroaches: don't underestimate the risks

Some coastal regions suffer from the presence of mérules, a fungus that attacks wood in damp, confined environments. As for termites, these xylophagous insects can weaken a house's structure. These are two essential points of vigilance to avoid unforeseen renovation costs on your future property.

Not to be overlooked

Insist on a termite diagnosis, which is mandatory in affected areas, before finalizing your real estate project.

4. Humidity and salinity: anticipate these threats...

The proximity of the ocean often leads to humidity: sea spray, infiltration, capillary rise... These elements weaken materials and generate unforeseen renovation costs.

Check

When you visit, examine the walls for mold, stains or odors. Don't hesitate to call in a building expert.

5. Maintenance: plan for an item of expenditure

Buying by the sea also means budgeting for above-average maintenance. Salt, wind, corrosion, garden maintenance... Costs can quickly escalate.

Think about it

Include these expenses in your financing plan to avoid unpleasant surprises.

6. Local taxation: assess its impact

Property taxes on the coast can be higher, with significant property and housing taxes, especially in areas of high demand.

The right thing to do

Ask at your local town hall or tax office to find out how much tax is due, and whether there is a surcharge.

7. Geohazards: securing your real estate project

The coastline is exposed to natural risks such as flooding and marine submersion. The government platform www.georisques.gouv.fr provides invaluable information to anticipate these threats and protect your project.

Reminder

Consult this site before signing to guarantee the safety of your seaside investment.

Real estate projects by the sea require careful preparation: get informed, check every essential point and surround yourself with professionals. These are the best conditions for enjoying your new property on the coast with peace of mind!