Blended families: simplify the future with a shared donation

Gift-sharing and blended families A forward-looking solution

At the heart of the wealth transfer strategy, the shared gift stands out for its ability to anticipate and organize succession in a fair and secure manner. It enables parents to divide their wealth between all their children - whether from current or past relationships - while eliminating uncertainties and potential sources of conflict after their death. This decision strengthens family ties and ensures that each child feels valued and taken into account in the family's wealth vision.

Shared gifts and blended families Synonymous with equality, peace of mind and tax advantages

Fairness and peace of mind are at the heart of the advantages offered by shared giving, but its benefits also extend to the tax field. In fact, this approach enables you to benefit from a deduction of €100,000 per child, considerably reducing the tax impact of inheritance. This tax advantage, by ensuring an equitable distribution of wealth, plays a crucial role in preserving family harmony and simplifies the inheritance process, making inheritance management less onerous and more fluid for heirs.

Shared gifts and blended families An example

Marie and Jérôme are the parents of two children, Amélie and Alexandre. Jérôme has a son, Lucas, from a previous marriage. Marie is also divorced and has a son Tom from her first marriage. The couple's assets break down as follows:

• Joint assets: €300,000
• Jérôme's own assets: €30,000
• Marie's own assets: €60,000
• For a total of €390,000.

Jérôme decides to bequeath his share of the community property and all his personal property, i.e. €180,000 (€150,000 + €30,000), to his three children. Amélie, Alexandre and Lucas each receive €60,000. For her part, Marie does the same with her two children and Tom, offering them her share of the joint assets plus her personal assets, amounting to €210,000 (€150,000 + €60,000). Amélie, Alexandre and Tom each receive €70,000. In the end, Amélie and Alexandre each receive €130,000, Lucas €60,000 and Tom €70,000.